Financial Aid : Credit Info

Understanding Your Credit

Receive a free copy of your annual credit report.

Negative information may remain on your credit profile up to 10 years. However, inaccurate information can be investigated upon your request. If you feel that there is false and inaccurate information listed on your credit file, submit the enclosed Dispute form that came with your credit file to the agency for investigation. They are required by law to investigate the matter within 30 days of receiving your request. If your claims are valid, inaccurate information will be removed and a new copy of your credit file will be issued to you immediately.

Experian

National Consumer Assistance Center
PO Box 949
Allen, TX 75013
www.experian.com

TransUnion Corporation

National Disclosure Center
PO Box 390
Springfield, PA 19064
www.transunion.com

Equifax

Credit Information Services
PO Box 105873
Atlanta, GA 30348
www.equifax.com