Financial Aid : Federal Loans

Federal Student Loans
Direct Loans are low-interest loans for students and parents to help pay for the cost of a student's education after high school. The lender is the U.S. Department of Education (the Department) rather than a bank or other financial institution.

Federal Direct Subsidized Stafford Loan
This is a long-term, low interest loan designed to provide additional funds for post-secondary education. For the Direct Subsidized Loan the government pays the interest while you are in school at least part-time and during the grace period.
Detailed information on loan limits, fees, eligibility and repayment terms

Federal Direct Unsubsidized Stafford Loan
For the Direct Unsubsidized Loan the interest is the responsibility of the student while in school, during the grace period, and during repayment. The interest may be postponed while in school at least part-time. If the interest is postponed it will be capitalized (added to the principal) only once, at repayment.
Detailed information on loan limits, fees, eligibility and repayment terms

Credit Based Federal Graduate PLUS Loan
The Federal Graduate PLUS loan is a credit based loan available to graduate and professional students.

Credit Requirements:  This loan is based on being credit-ready - your income, debt, credit score and assets are not factors for approval; however, negative credits items are grounds for denial (tax lien, charge off, delinquent accounts, etc.). An option is available to obtain a co-signer if the loan is denied.
Detailed information on loan limits, fees, eligibility and repayment terms